God's Gospel City
"The Home of Jay McGee"
"The Home of Jay McGee"
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Count On Me
EVERY PENNY COUNTS
A very important part of our everyday lives involves shopping. Whether we're buying something from the grocery store, the corner store, the gas station, or online we're consistently buying something.
For this reason, there is the need to know how to count properly in order to be sure that you are not being cheated.
I was traveling with some friends recently, when we stopped at a convenience store for refreshments. One of my friends, after making a purchase, reminded the cashier that he had shortchanged him by $10.00 , which was immediately corrected.
Before we left the store, the same friend, remembered that he needed something else, and made another purchase.
This time a smaller bill was used to pay for the items, with my friend, once again, being shortchanged.This time the money owed was in coins.
After the second time of being shortchanged, my friend felt that this was happening on purpose and commented to the cashier," If I couldn't count I'd be in trouble", meaning that people would be taking advantage of him wherever he shopped.
Let's pause to consider the fact that if someone is shortchanging you when you shop, you could be losing a lot of money!!!
The purpose for this section of the site, is to help those people who are not quite where they would like to be in the counting and change-making department.
Since this is something that, for some people, is hard to admit, we are hoping that, within the privacy of the computer, you will be able to study this information.
A very important part of our everyday lives involves shopping. Whether we're buying something from the grocery store, the corner store, the gas station, or online we're consistently buying something.
For this reason, there is the need to know how to count properly in order to be sure that you are not being cheated.
I was traveling with some friends recently, when we stopped at a convenience store for refreshments. One of my friends, after making a purchase, reminded the cashier that he had shortchanged him by $10.00 , which was immediately corrected.
Before we left the store, the same friend, remembered that he needed something else, and made another purchase.
This time a smaller bill was used to pay for the items, with my friend, once again, being shortchanged.This time the money owed was in coins.
After the second time of being shortchanged, my friend felt that this was happening on purpose and commented to the cashier," If I couldn't count I'd be in trouble", meaning that people would be taking advantage of him wherever he shopped.
Let's pause to consider the fact that if someone is shortchanging you when you shop, you could be losing a lot of money!!!
The purpose for this section of the site, is to help those people who are not quite where they would like to be in the counting and change-making department.
Since this is something that, for some people, is hard to admit, we are hoping that, within the privacy of the computer, you will be able to study this information.
HERE ARE SOME EXAMPLES OF HOW TO COUNT YOUR CHANGE
Keep
in mind, when counting money or anything else, that everything
moves by ones, tens,hundreds, and thousands. There is a pattern. A dime contains
10 pennies, a dollar bill contains 10 dimes, a ten dollar bill contains
10 one dollar bills, a hundred dollar bill contains 10 ten dollar bills, and a one
thousand dollar bill contains 10 one hundred dollar bills.
Scenario #1)
You bought something that cost you $16.38. You are
paying with a $20.00 bill. Think of it as 16 dollars and 38 cents to be
taken out of 20 dollars. Remember that everything over 16 dollars and 38
cents, out of that 20 dollars, belongs to you.
First of all, subtract the larger amount, the 16 dollars. Now you need
to count your way up to the next full dollar, which will be 17, from 38 cents.Count the way you would normally count from 38 to 100. When you get to 100, that will be 17 dollars.
Let's begin 38...39,40. The 39 and 40 will equal 2 pennies, which belong to you.We know that from 40 to 50 equals 10. Let's count it 40...41,42,43,44,45,46,47,48,49,50 (10) numbers, which equals 10 cents, which also belongs to you. To make things easier, we know that 50 plus 50 equals 100, and since we are now halfway to the 17th dollar, another 50 cents, which also belongs to you, would put us at 17 dollars.Now that we've got the coins out of the way, let's count our way up to the full 20 dollars. It is much more simple now because we can use whole dollars the rest of the way.Let's count it 17... 18,19,20.That's 3 dollars,which also belong to you. Now let's total up everything that belongs to you.
Let's begin 38...39,40. The 39 and 40 will equal 2 pennies, which belong to you.We know that from 40 to 50 equals 10. Let's count it 40...41,42,43,44,45,46,47,48,49,50 (10) numbers, which equals 10 cents, which also belongs to you. To make things easier, we know that 50 plus 50 equals 100, and since we are now halfway to the 17th dollar, another 50 cents, which also belongs to you, would put us at 17 dollars.Now that we've got the coins out of the way, let's count our way up to the full 20 dollars. It is much more simple now because we can use whole dollars the rest of the way.Let's count it 17... 18,19,20.That's 3 dollars,which also belong to you. Now let's total up everything that belongs to you.
From 38 - 40 = 2 pennies
From 40 - 50 = 10 cents
From 50 -100 = 50 cents
From 17 - 20 = 3 dollars
$3.62 (3dollars& 62cents) Your change
If you want to double check; add your change to the cost and you should get the total amount of what you paid with.
EXAMPLE: $16.38
+ 3.62
$20.00
Scenario #2)
You bought a car for a total cost of $17,549.00. You're paying cash, which isn't normal, by the way. You have 18 one thousand dollar bills. First of all, we know right off the bat; 17 of those bills are already no longer yours. Which leaves you owing $549.00 out of thousand dollar bill number 18. So you have a thousand dollar bill ($1,000.00) out of which to pay the rest of what you owe.To move up to the next 10, according to our pattern of counting by tens,we move from $549.00 to $550.00. A difference of $1.00, which is yours. From $550.00 we can now move to the next hundred place number, $600.00, a difference of $50.00, which is also yours. Now, all we have to do is count our way up from $600.00 to $1,000.00. Since we have an even hundred, $600.00, we can count by hundreds. 600...700,800,900,1000. Between $600.00 and $1,000.00 there is a difference of $400.00 which belongs to you. Your total amount of change owed is $451.00, add that to your total cost and it totals $18,00.00, which is what you started out with. By the way, where'd you get all of that money?!!!
KNOW THE PRICE
Another way in which you can be cheated is by not knowing the true cost of what you are buying. A trick that is used in a lot of inner-city neighborhood stores is not putting the price on the item. This way, the merchant can change the asking price, depending on what he feels a particular customer will pay.
If you are perceived as naive, then you will be charged the maximum price that they feel you will pay. If a merchant gets caught trying to cheat you, they usually pretend that they didn't realize the true cost, got it confused with another item,etc.
The point is for you to be on guard and not get cheated, regardless to what is being tried on you.Intelligence demands a certain respect, usually the more you know, the better you get treated. It is often not true respect, but fear of being found out and possibly exposed to others.
Also, make sure that the cost that is being rung up is the same cost that shows on the product, plus tax. Just because it has been rung up that way doesn't necessarily mean that is the correct price.You've got to be thinking at all times.
We do live in a "hurry up world" but there are some things that we still need to take our time with. Keeping up with our money is one of those things.
LET'S LEARN TO BE GREEN AND PRESERVE OUR WORLD
WEBSITE DESIGNED BY JAY MCGEE
